COBRA - Reinstatement of Coverage Timelines

There is a 60 day window that starts from the point that the COBRA Continuation packet is mailed. Initial premium payment is due within 45 days from the date of the elections. There is also a 30 day grace period for each monthly premium due.

Coverage will be reinstated once a completed Election Form or Online Enrollment is received and the initial payment is processed. At that point, Thrivepass will send the enrollment information to the insurance carriers for each of your selected coverages. This process takes 7-10 business days from the time of the first completed payment. Coverage will be reinstated retroactively to the termination date so no lapse in coverage will be reflected.

-Note, if a partial payment is received, the record is updated but coverage will not be reinstated until the required premium has been paid in full.