Health Savings Accounts (HSA): A Smarter Way to Pay for Care

Health Savings Accounts (HSA): A Smarter Way to Pay for Care

When paired with a high-deductible health plan (HDHP), a Health Savings Account (HSA) gives employees a simple, tax-advantaged way to manage healthcare expenses.

Save on Taxes While You Save for Care

With an HSA, you can set aside pre-tax dollars to pay for eligible out-of-pocket medical expenses. This helps reduce your overall taxable income while making it easier to budget for healthcare costs.

Use It for You—and Your Dependents

Funds in your HSA can be used to cover qualified expenses for yourself and your dependents—from doctor visits to prescriptions and more.

Your Money Stays With You

Unlike other benefit accounts, HSA funds don’t expire. Any unused balance rolls over year after year, giving you the flexibility to save for future healthcare needs with confidence.

Bottom line: An HSA helps you take control of your healthcare spending—today and in the future.